How To Apply For EI Maternity Leave? Benefits And Eligibility

Businesses in Canada are expected to give moms of infant kids utilized by the business 12 weeks of Work Protection (EI) maternity benefits.

This is one of the essential advantages given under the Business Protection Act (EIA), which is expected to help laborers who become briefly jobless or underemployed because of unexpected conditions.

Maternity leave is when you can remove from work to bring forth another kid.

Canada is an incredible spot to reside in and an extraordinary work environment. The advantages and amazing open doors accessible to a representative in Canada are enormous and a remarkable inverse of what the US brings to the table.

In the US, numerous representatives are monetarily powerless against losing their employment, given the absence of employer stability or protection benefits.

In Canada, on the other hand, workers have ensured a base pay measure, given their manager is expected to give paid leave.

In This Article

Understanding Maternity Leave for EI Purposes

Unemployment Insurance (EI) has benefits that give monetary help to women who can’t work and should remain at home to focus on a child in light of a pregnancy or the new birth of a child. These payments can require as long as 15 weeks.

While it is normal for moms to remain home to focus on their kids, fathers may decide to remain at home.

Maternity pay is granted to parents who stay at home to focus on their child and can’t be shared by the parents.

An individual getting maternity advantages might be qualified for parental advantages, which are paid to the parents of an infant or recently embraced by the child. The individual mentioning maternity leave has two choices.

Standard parental recompense. After 15 weeks of maternity leave, parents can get the standard parental advantage. These advantages last as long as 40 weeks, with a parent getting something like 35 weeks of standard advantages.

This implies that one parent can get as long as 35 weeks of pocket cash, and the other can get another 5 weeks of standard compensation—an expansion of parental advantages. Parents can likewise apply for an expansion of parental advantages, which can endure as long as 69 weeks.

In any case, a parent may not get over 61 weeks. If the two parents pick joint advantages, each parent should pick a similar choice and document a different application. Parents can decide to get maternity benefits simultaneously or consecutively.

The introduction of a kid is presumably the most extraordinary and significant occasion in an individual’s life.

Inexperienced parents must remain at home for some time, which implies losing the compensation they might have acquired by working.

Moreover, the additional expenses of having another child in the house can depressingly affect the family’s financial plan. It is assessed that women aged 25-34 lose 48% of their pay during maternity leave in the main year after conceiving an offspring.

To facilitate the monetary weight of having a child and the related impermanent nonattendance from work, most unseasoned parents apply for maternity leave from Business Protection (EI).

This advantage comes from the public authority and is intended to help families monetarily when pay is briefly suspended to focus on a small kid.

Who is Entitled to Maternity Leave under EI?

To meet maternity pay, you should meet the accompanying standards

You are pregnant or have recently conceived an offspring when applying for maternity benefits.

When you apply for the kid care benefit, you are the parent dealing with the kid.

Your ordinary week-after-week wage has dropped by over 40% for somewhere around multi-week.

You have worked something like 600 protection hours in the 52 weeks preceding the start of the case time frame.

Discover When You’re Eligible for EI Benefits!

Parents qualified for maternity pay can begin getting it 12 weeks before the day of conveyance or birth.

Parents can’t get the advantage until 17 weeks after the date of conveyance or birth, whichever is later. Qualified parents might get paternity benefits starting the week the kid is conceived or the week taken on a kid is put in the authority of the new watchman.

This is 52 weeks for the standard parental advantage and 78 weeks for the lengthy one.

How much employment insurance (EI) can you receive during your maternity leave?

The specific measure of the advantage to be paid is determined based on various long stretches of the most generously compensated individual, the supposed greatest weeks.

The quantity of greatest weeks to remember for the estimation depends on fair and square joblessness in the petitioner’s specific territory, which can go from 14 to 22 weeks.

Those qualified for maternity advantages can get up to 55% of their typical compensation for standard parental advantages, up to $595 weekly.

If parental advantages are expanded, the advantage can depend on 33% of the parent’s normal compensation and up to $357 each week.

Payment of maternity and parental allowances

Qualified candidates will accept their most memorable installment within 28 days of getting the application and presenting all expected documentation.

There is a one-week holding-up period before you accept your EI benefit, which is fairly like the deductible you pay when you file your case.

EI Maternity and Parental Benefits: Get Ready for Baby

Employment Insurance (EI) maternity and parental benefits are designed to provide financial support to new parents who are taking time off work to care for their newborn or newly adopted child.

These benefits are available to eligible parents in Canada who have paid into the EI program.

Maternity Benefits

Maternity benefits are available to birth mothers who are unable to work because they are pregnant, have recently given birth, or have suffered a miscarriage or stillbirth.

Maternity benefits can be paid for up to 15 weeks and provide a maximum of 55% of the claimant’s average weekly earnings, up to a maximum of $595 per week.

Parental Benefits

Parental benefits are available to new parents who are caring for a newborn or newly adopted child. Parental benefits can be paid for up to 40 weeks and can be split between the two parents.

The benefits provide a maximum of 55% of the claimant’s average weekly earnings, up to a maximum of $595 per week.

Extended Parental Benefits

Extended parental benefits are available to new parents who choose to take an extended leave from work to care for their child.

These benefits can be paid for up to 69 weeks and can be split between the two parents. The benefits provide a maximum of 33% of the claimant’s average weekly earnings, up to a maximum of $357 per week.

Special Benefits

Special benefits are available to parents who need time off work to care for a child who is critically ill, injured, or requires palliative care.

These benefits can be paid for up to 35 weeks and provide a maximum of 55% of the claimant’s average weekly earnings, up to a maximum of $595 per week.

Compassionate Care Benefits

Compassionate care benefits are available to individuals who need time off work to care for a family member who is terminally ill and has a significant risk of death within 26 weeks.

These benefits can be paid for up to 26 weeks and provide a maximum of 55% of the claimant’s average weekly earnings, up to a maximum of $595 per week.

Family Caregiver Benefits

Family caregiver benefits are available to individuals who need time off work to care for a critically ill or injured adult family member.

These benefits can be paid for up to 15 weeks and provide a maximum of 55% of the claimant’s average weekly earnings, up to a maximum of $595 per week.

Work-Sharing Program

The work-sharing program is available to eligible employers and employees who are experiencing a slowdown in business activity due to factors beyond their control, such as a natural disaster or economic downturn.

The program allows employees to work reduced hours while receiving EI benefits to make up for the loss in wages.

How to Apply for Maternity and Parental Benefits?

You genuinely should apply for EI benefits quickly. If not, you might lose your advantages.

Follow the means beneath to present an application: Pick your advantages. Choose whether to apply for maternity or parental advantages.

Fill in the web-based structure. At the point when you apply, you should give the accompanying data.

Name and address of your boss throughout the previous 52 weeks

The dates of your work with every business and the justifications for why you never again work for them.

Postal location and personal residence, if unique

Social Protection Number (SIN)

SIN of another parent assuming that advantages are to be shared.

Name of one of your folks upon entering the world

Your child’s date of birth or genuine date of birth

The date the child was put in your consideration after reception (if pertinent) and the name and address of the recipient organization.

Bank subtleties for direct store

You have 72 hours from the very beginning of your application to finish it. You should begin once again if you don’t finish the application within this period. Give extra data.

Extra data is required, including the accompanying: Express your expert foundation. Administration Canada will involve this data to decide your qualification for EI advantages and the amount you will get. Sit tight for the verification of execution and the entrance code.

After completing the application, you will get a synopsis of the advantages and an entrance code via mail. You will require this code and your Wrongdoing to get refreshed data about your application.

Take a look at the situation with your solicitation. To check the situation with your application, sign in to your ACEM account (you should initially make one) or contact Administrations Canada.

El Maternity Leave: What Every Working Mom Needs to Know!

What is the time frame of EI pay for maternity leave?

The Business Protection (EI) program is a significant social protection program that briefly helps jobless Canadians.

The program gives monetary advantages to jobless people and utilizes Canadians who meet specific standards. The program presently has two parts: maternity and parental.

Canadians are qualified for as long as 13 weeks of maternity leave, which EI pays. You can get some much-needed rest if you work for a business that doesn’t give maternity leave.

If you have an infant, you can’t return to work until your maternity leave has been completely depleted. Whenever you have been off:

How would you check your EI for maternity leave?

Along these lines, you’ve recently figured out that you’re pregnant. Stressed over the expense of maternity leave? Stressed over how you’ll take care of the bills? Stressed over having sufficient means to deal with another child?

Indeed, there’s a smidgen of uplifting news: you needn’t be stressed over any of that. Since Work Protection (EI) is a program that will assist you with paying for maternity leave, if you are pregnant, you will be qualified for 15 weeks of standard EI benefits when you go on maternity leave.

This incorporates maternity leave and re-business benefits. Tragically, these advantages are just paid for a sum of 37 weeks. Your manager will choose whether to pay you for any days off work.

Could you, at any point, go from EI to maternity leave?

EI maternity leave is an advantage given to qualified pregnant women, fathers, or new parents of an infant or embraced child.

You have probably been utilized with your manager for no less than a half year to fit the bill for this advantage.

You reserve the privilege to take maternity leave from work in the wake of conceiving an offspring. Business Protection maternity pass allows you to require as long as 35 weeks of neglected leave from work.

You can likewise take the maternity leave as a persistent leave if you have been pregnant for over a year and a half before introducing a kid. Everything looks OK.

Could you, at any point, get EI maternity leave on the off chance that I have a new application?

You may not be qualified for the most extreme number of long stretches of advantages if you have gotten EI benefits beyond 52 weeks.

Be that as it may, if you have worked 600 hours since your last application, you can begin another application.

Might you get maternity leave from the joblessness protection at any point if you are independently employed?

You might be qualified for benefits if you have enlisted as independently employed to get exceptional EI benefits and have held up a year from the date you affirmed your enrollment.

To do this, you should meet specific measures. First, the time you spend on your business should be diminished by over 40% for several weeks because of pregnancy, late labor, or focusing on an infant or recently embraced kid.

You should likewise have gotten a base pay as an independently employed individual in the scheduled year before the year in which you apply for maternity or paternity benefit.

Why Maternity Leave Isn’t a Vacation (and Why That’s Okay!)

Returning to the article on maternity, the writer says that the time moms spend away from their work areas on maternity pass-on enables mothers to “track down themselves.” She expresses that her decision to burn the midnight oil is because she is getting a move on for her mother’s collaborators.

Maybe the most difficult supposition is that each woman approaches a 12-week paid maternity leave. It essentially isn’t true.

Expecting that all women are managed with the cost of similar maternity leave freedoms is perilous. Indeed, even accepted that all women were qualified for 12 weeks of safeguarded work leave.

How could a young woman think when it was not something that still couldn’t seem to influence her? Women need to quit being disgraced for having a profession and having kids. Our economy can’t endure except if women work and keep on bearing kids for the future.

The birth rate has proactively fallen behind what is expected to support the country as it is today. We should quit discussing maternity leave being an excursion and begin regarding the ones who bear the offspring representing things to come.

Conclusion

A child’s introduction is a period of extraordinary euphoria that monetary worries should never eclipse. You might have the option to get maternity or parental advantages (EA), so you don’t miss out monetarily.

Ensure you get your work done to check whether you qualify. When pregnant, one of the main parts of your life is your well-being. You can’t stand being sick and want to deal with your child. You are the person who will deal with the remainder of your family for the following nine months.

Nonetheless, when you are pregnant, you want to guarantee that you can make due on the base measure of cash that you are procuring around then.

Sadly, it isn’t feasible for you to work and be on maternity leave simultaneously. This is where Business Protection (EI) comes in. It is a month-to-month benefit that you get when you are jobless.

FAQs

What If I Get Pregnant While On EI?

If you become pregnant while receiving Employment Insurance (EI) benefits, you may still be eligible to receive some benefits during your pregnancy and after your child’s birth.

You may be eligible for sickness benefits if you experience pregnancy-related complications that prevent you from working. You may also be eligible for maternity benefits, which can provide you with income during the time you take off work to give birth and care for your newborn child.

You should inform Service Canada as soon as possible about your pregnancy, as they will need to adjust your benefits accordingly. You may also be required to provide medical documentation to support your claim for sickness benefits.

It’s important to note that there are certain eligibility requirements for EI benefits, so it’s best to check with Service Canada directly to determine what benefits you may be eligible for and how to apply for them.

How much money can I receive from EI Maternity Leave?

The amount of money you can receive from EI Maternity Leave depends on your average weekly earnings.

The benefit amount is calculated as 55% of your average weekly insurable earnings, up to a maximum amount. As of 2021, the maximum amount is $595 per week.

How long can I receive EI Maternity Leave benefits?

You can receive EI Maternity Leave benefits for up to 15 weeks. You must start your leave within 13 weeks of your child’s birth.

Can I take EI maternity leave if I am self-employed?

Yes, self-employed individuals may be eligible for special EI benefits, which include maternity and parental benefits.

However, they must have opted into the program and paid into it for at least 12 months before becoming eligible.

Can my partner take EI parental leave?

Yes, eligible parents may split the available EI parental leave of up to 35 weeks between them.

The parental leave benefits are available to biological, adoptive, or legally recognized parents.